Brashears & Newendorp Insurance Agency

  Flying offers unmatched freedom and efficiency, but with it comes a unique set of risks and responsibilities. Whether you own a single-engine aircraft, manage a fleet, or are a private pilot logging weekend hours, aviation insurance is not just a regulatory requirement—it’s your financial co-pilot. Understanding aviation insurance is essential to protect your aircraft, passengers, and your peace of mind. In this comprehensive guide, we’ll break down the essentials of aviation insurance: what it covers, the different types of policies, how rates are determined, and what every pilot and aircraft owner should consider before selecting a plan. ​ What is Aviation Insurance? Aviation insurance is a specialized policy designed to cover the unique risks associated with the operation of aircraft. This includes both the physical aircraft and liabilities arising from its use. Unlike standard auto or home insurance, aviation insurance involves a much more complex assessment of risks—ranging...

Santa Barbara, with its stunning coastline, Mediterranean climate, and vibrant community, is a dream location for many. But behind the idyllic lifestyle lies a less glamorous reality—its proximity to active fault lines makes the region highly susceptible to earthquakes. While the beauty and serenity of Santa Barbara attract homeowners and investors alike, the risk of seismic activity demands a deeper look into how one protects their property and financial well-being. One of the most overlooked yet critical steps in safeguarding your home in this region is obtaining earthquake insurance. The Earthquake Risk in Santa Barbara Santa Barbara sits along the Pacific Ring of Fire, one of the most seismically active regions in the world. The area is surrounded by numerous fault lines, including the San Andreas Fault to the east and several smaller faults closer to the city itself, such as the Mission Ridge–Arroyo Parida–Fault system. Historical earthquakes, including the devastating 1925 Sant...