Protect Your Construction Business with the Right Insurance Coverage in Santa Barbara

Running a successful construction business requires more than just skilled craftsmanship and hard work. It also demands a robust insurance plan that shields you from the unpredictable risks of the industry. Being a contractor, builder, or project owner in the area of Santa Barbara makes having proper insurance not just a necessity but rather a lifeline that will keep your business alive. The Brashears & Newendorp Insurance Agency is a respected construction insurance agency in Santa Barbara, representing diversified insurance solutions for protecting your business, workers, and financial future.
 

Why Construction Insurance?

Running a construction business without proper insurance is like constructing a house without a solid foundation. One accident, broken equipment, or some other unexpected event might translate into costlier lawsuits through the court system, injury to employees, or damaged property, which could vaporize your business. At Brashears & Newendorp, a well-established insurance agency in Santa Barbara, we understand the specific risks encountered in the construction industry and also offer a complete product line of insurance tools to help mitigate those risks.

Types of Construction Insurance

General Liability Insurance

Construction is dangerous, and accidents can come at any time. General Liability Insurance protects against third party claims arising out of bodily injury or property damage. It may be that case of a passerby tripping over the construction materials or damaging someone else's neighboring property while trying to make a structural correction. General liability insurance will pay for medical expenses, and legal expenses while protecting your business from costly legal suits.

Worker's Compensation

Employees have to be protected under any circumstance, and in most states, including California, Workers' Compensation Insurance is compulsorily mandatory. This form of insurance ensures compensation to the employee through financial security in case of a job-related injury through medical care as well as loss wages, so you and your staff can feel assured. Brashears & Newendorp Insurance Agency helps ensure compliance with all local laws and regulations while providing every possible protection for your workers.

Builders Risk Insurance

Building can be one of the most exposed activities to damages or destruction by fires, storms, or vandalism. Builder's Risk insurance ensures that your construction site, materials, and equipment will remain secure until the project is complete. Through Brashears Insurance services, you can focus on giving excellent results since you have nothing to worry about- your projects.

Professional Liability Insurance

Errors do happen, and if they do, they can hurt you. As an architect, engineer, or consultant, Professional Liability Insurance protects you against claims made due to negligent errors or omissions in your design work. Through Brashears Insurance, we help professionals prevent these risks, so one wrong move will not devastate your business and reputation.

Commercial Auto Insurance

Vehicles are used extensively by construction companies as a primary means of moving materials and workers. Commercial Auto Insurance can help pay for medical treatment and property damages as well as defense fees if your business vehicles are involved in an accident. Be it a company truck or a fleet of them, we cover you comprehensively.

Surety Bonds

Surety bonds are required on most public construction projects. These guarantees ensure that the contractor will perform the job and remain financially responsible. This is the primary reason such bonds are held as essential to the process of acquiring a contract by project owners. Brashears Insurance provides many types of surety bonds for any project.

Why Brashears & Newendorp Insurance Agency?

Decades of experience helping businesses navigate the complexity of insurance - that's what Brashears Insurance, the leading construction insurance agency in Santa Barbara, brings to the table. We do not sell cookie-cutter policies; instead, we ensure personalized coverage options tailored to your unique needs. Decades of knowledge of the construction industry enable us to recommend the right policies for the best protection in your business.

In a world of construction where risks are high, it's imperative that your business has just the right kind of insurance coverage to keep everything running. For contractors, builders, and other trade professionals operating in Santa Barbara, Brashears & Newendorp Insurance Agency is at hand to offer you comprehensive construction insurance solutions. From general liability and workers' compensation to professional liability and builder's risk, we can keep your business and employees safe, as well as your assets, through our numerous wide-reaching policies. Contact us today at Brashears Insurance to see how we can help protect your business and allow you peace of mind.